Find Out About the Latest Denver Area Homes for Sale Before Anyone Else!
Having been in the business for over 8 years a significant portion of my business is through direct referral. I will often come across properties that fall into the "highly desirable" category. Usually these are bought and sold without ever going on the MLS. If you would care to register I will send you a notification as soon as I have listed the property. I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the local area MLS, and even later on the national listings web sites, if at all.
By signing up to receive my latest listings, I'll send you an email notice instantly -- as soon as my latest homes for sale go online.
Amy

Closing or Settlement >Net Sheet for Sellers
When you consider what price you should accept when selling your home, there are two important factors that will influence your decision. The first factor is the basic sales price. The second, and more important, is the amount you will actually receive from the proceeds at the closing.
Your real estate agent will prepare a seller's "net sheet" showing what your expenses will be. This will aid you in determining who pays what and when. It can help you to focus on the details of the sale.
A seller's expenses will include brokerage fees, real estate settlement fees, title insurance fees and special assessments. In some cases the buyer may ask you to pay some of the loan fees. Local real estate taxes will be pro-rated for you and the buyer, and you may be asked to place funds in escrow for payment of your final water bill. Subtract your mortgage balance any home improvement loans and other liens against the property that will be paid at the closing to come up with your final figures.
Your real estate agent can go over all of these factors with you when you list your home for sale and again as offers come in.
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| Q |
What does the term ARM stand for?
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| A |
An ARM is an Adjustable Rate Mortgage, a loan where the interest rate is tied to an economic index that fluctuates with the market. |
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